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Lifeharbor

A number that actually stays current

A net worth tracker connected to the rest of your money.

Track what you own against what you owe, right next to your budget, debt payoff, and savings goals — one dashboard, so the number reflects what's actually happening, not a spreadsheet you update twice a year.

No credit card required. Your data is isolated at the database level — yours alone.

Net Worth Tracker

$48,200

Up 3% this month

Debt Payoff

$3,800 remaining

On track for June

Savings Goal

$2,400 / $5,000

Toward vacation fund

Budget Tracker

$1,240 / $1,800

This month

A net worth spreadsheet goes stale fast

Calculating net worth once is easy — assets minus liabilities, done. Keeping it current is the hard part, especially when it lives in a spreadsheet disconnected from the budget, debt, and savings numbers that actually move it month to month.

So most people check it rarely, if ever, and the number stops being useful exactly when it would matter most.

One dashboard, a number that stays current

Net Worth Tracker sits next to the modules that actually move it.

Net Worth Tracker

Track assets against liabilities and watch the real number over time.

Debt Payoff

See debt paydown reflected in net worth as it happens, not months later.

Savings Goal

Watch specific goals contribute to the bigger picture.

Budget Tracker

Connect monthly spending to the number it's actually building toward.

Why not just use a spreadsheet?

A spreadsheet works until updating it becomes one more thing you forget to do.

Connected to what moves it

Debt, savings, and budget all sit in the same dashboard, so the number reflects reality without a manual recalculation.

You update it, on your own schedule

Enter figures yourself whenever it suits you — nothing here requires linking accounts.

Add more as your finances grow

Start with just Net Worth Tracker, and add Insurance Policy Tracker or Subscription Tracker whenever you need them.

Your numbers are yours to see — no one else's

Privacy isn't a policy page here — it's how the database is built.

Isolated at the database level

Every account's data is walled off by database-level security rules, not just application code — enforced on every single request.

No bank connection required

Nothing here needs access to your accounts to work.

You control who sees what

Sharing with a partner is opt-in and role-based — your own numbers stay personal unless you decide otherwise.

Fifteen days. Every feature. No card required.

Add Net Worth Tracker — and connect it to the rest of your money — before you decide anything.

Start free trial

Questions about the net worth tracker

Does it connect to my bank accounts?

No — you enter the figures yourself, and the tracker works exactly the same either way.

How often should I update it?

As often as you like — many people update monthly, but the dashboard doesn't require any fixed schedule.

Does it connect to debt and savings tracking?

Yes — Debt Payoff and Savings Goal are separate modules that sit in the same dashboard, so you can see how they roll into the total.

Is it free to try?

Yes — every module, including Net Worth Tracker, is included in the 15-day free trial with no credit card required.

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